Choosing a survey
What is the difference between an RICS survey and a non-RICS survey?
An RICS Home Survey is produced to the RICS Home Survey Standard by a firm regulated by RICS. Other surveyors, including members of the Residential Property Surveyors Association, inspect homes under their own standards. That is a different report. Ask which standard it follows and who you complain to. Neither is a guarantee that a hidden defect will be found.
Last reviewed 24 October 2026. Written for buyers in England and Wales unless a source says otherwise. No named surveyor has signed this page. It is general guidance, not a report on your house, and not legal advice.
What does “RICS survey” actually mean?
It means the firm is regulated by RICS and the report is an RICS Home Survey at Level 1, 2 or 3, done to the Home Survey Standard. The levels are defined, the condition ratings are defined, and there is a published scope so you can see what was not inspected. “Chartered surveyor” in ordinary speech is not a substitute for reading the cover. Ask the firm to confirm they are regulated by RICS and which level this instruction is.
RICS is not the only route by which someone competent might look at a house. It is the route that produces this particular family of reports. If you are comparing advice on this website, the definitions we cite are the RICS ones unless a page says otherwise.
What is a survey that is not an RICS Home Survey?
The Residential Property Surveyors Association describes itself as a not-for-profit body for independent residential surveyors, with a code of conduct and reporting standards of its own. A member may be experienced and may produce a careful report. That report is not an RICS Level 2 or Level 3 unless it also meets the RICS standard and the firm is regulated by RICS. Some people may belong to more than one body. The document in your hand is what matters, not the stack of logos on the van.
Other reports exist with no association at all. Some are thorough. Some are a walk-through with no standard behind them. This page does not rank associations and does not say one is cheaper or better. It says they are not the same product, so you should know which one you are buying.
What should you ask before you instruct a non-RICS surveyor?
- What standard is this report written to, and can you send the scope before I pay?
- Do you use condition ratings? If so, whose definitions?
- Who regulates you, and where does a complaint go?
- Will my lender accept this report if they ask for one? (Ask the lender. Do not take the surveyor’s hope as the lender’s rule.)
- What will you not open, lift or test?
If the answers are specific, you can compare the scope with a Level 2 or Level 3. If the answers are “we’re more thorough than RICS”, that is a slogan. Thorough compared with which level, and on what written scope, is the question.
How do you read a non-RICS report against these guides?
Use the guides for the building defect, not for a rating number the report may not share. A paragraph about a flat roof is still a paragraph about a flat roof. A “traffic light” that is not the RICS definition is not a condition rating 3, even if it is red. Quote the words they used when you talk to a contractor. Do not translate them into RICS ratings they did not apply.
Whoever inspected, they did not become your solicitor, your lender or your insurer by writing the report. Hidden defects can remain hidden. The standard tells you what you were entitled to expect them to look at. If there is no standard, that expectation is whatever the contract says.
Common questions
Do you have to use an RICS surveyor?
No law cited here says a buyer in England or Wales must. If you want an RICS Home Survey, instruct a firm regulated by RICS and name the level. If you instruct someone else, know which standard you are getting. Lenders may have their own rules for valuations. That is separate from the survey you buy for yourself.
Is an RPSA survey an RICS Level 2?
Not by virtue of the association. RPSA is a different body with its own standards. The report is an RICS Level 2 only if it is an RICS Home Survey Level 2. Read the cover. Do not treat a similar layout as the same duty.
Are non-RICS surveys cheaper?
This page does not say. Fees are set by firms. A lower fee for a shorter scope is a different product, not a discount on Level 3. Compare the written scope, not the adjective in the advert.
Who do you complain to?
For an RICS-regulated firm, RICS sets out a complaints process and the firm must have one. For another association, use that association’s scheme if the surveyor is a member and the scheme covers the job. If nobody regulates them, you have the contract and the courts, which is a worse place to start. Ask before you instruct.
Will a lender accept a non-RICS home survey?
Ask the lender. This page does not speak for them. Many lenders want their own valuation from their own panel regardless of who surveyed the house for you. Your survey and their valuation remain different documents.
What if the surveyor has more than one membership?
Then ask which hat they are wearing for this instruction. A person can be regulated by RICS and also belong to another body. The report should say it is an RICS Home Survey if that is the product. Logos in a footer are not a level.
Can a trainee sign the report?
Ask who inspected, who signed, and who is responsible. An RICS-regulated firm has rules about supervision. Another firm should tell you the same facts in writing. A report signed by someone you cannot identify is a reason to pause.
Does RICS mean the survey will be good?
It means there is a standard, a level and a regulator. Individual reports still vary. It does not mean a non-RICS surveyor is careless. Read the scope and the reasoning in the paragraphs. A regulated report that hedges everything without looking is still a poor report. The remedy is the complaints process, not a slogan.
Sources
- House surveys: the costs, types and benefits of an RICS home survey — RICS
- RICS Home Surveys (Home Survey Standard) — RICS
- Home survey standard (1st edition still in force while the 2nd edition is under review; page updated 17 June 2026) — RICS
- Residential Property Surveyors Association — Residential Property Surveyors Association
Key facts
- RICS product
- Three levels under the Home Survey Standard. Condition ratings defined by RICS. Firm regulated by RICS.
- RPSA
- A separate not-for-profit association for residential surveyors, with its own code and reporting standards. Membership is not the same thing as being regulated by RICS.
- What to ask
- Which standard, which level or product, who the complaint goes to, and whether a lender you care about will accept the report. This page does not speak for any lender.
- What neither promises
- That concealed construction is sound. A visual survey, whoever signs it, cannot see through plaster.